In her book, The Financially Empowered Woman, Tracy Theemes talks about how everyone is on a different journey when it comes to money. She goes on to say that “we might all hold the same map or even be going to the same destination, but the vehicle, speed, rest stops and roads we take are ...
Tracking Your Spending Isn’t a Punishment, It’s Empowerment. Be nice to yourself! At Sophia, we want you to have the tools to own your financial situation. We want you to feel powerful and knowledgeable. Calculating your net worth and understanding your cash flow form the base for launching your financial success. The Nitty-Gritty of Tracking ...
Cash Flow Connections At Sophia, we don’t like the “budget” word. Many people have a negative, knee-jerk reaction to budgeting. It’s like a diet; a short-term fix to shed those five extra pounds, or a belt-tightening exercise to pay off that credit card debt. Budgeting feels restrictive, time-consuming, even punitive. A budget is something we ...
