Cash Flow Connections At Sophia, we don’t like the “budget” word. Many people have a negative, knee-jerk reaction to budgeting. It’s like a diet; a short-term fix to shed those five extra pounds, or a belt-tightening exercise to pay off that credit card debt. Budgeting feels restrictive, time-consuming, even punitive. A budget is something we …
We are passionate about helping you learn about your finances, grow your money and gain confidence in your economic life.
Finances can feel overwhelming no matter who you are — or at what stage of life you’re at. Don’t worry, it’s not you. We’ve been taught that money is complicated. This is the place to find your courage and to start taking steps to learn about and grow your money.
In our Sophia Wealth Academy platform, we have brought our knowledge online! We are a destination for anyone, both near and far, who wants access to trustworthy, empowering, and useful information about their money — and everything that goes with having a peaceful, satisfying financial life.
We are glad you are here.
We are dedicated to giving our audience the tools, strategies, and wisdom they need to manage their personal financial life, effectively and efficiently.
Sophia Wealth Academy will provide you with the knowledge, wisdom and support you need to reach your financial goals.
Canada’s #1 Educational Motivational Speaker on Finance
Tracy Theemes has been a trusted financial advisor for over 20 years and a long-time champion of financial literacy and equality She is the co-founder of Sophia Financial Group, an award-winning author and the co-host of the popular podcast, Wise Money Moves. Her most recent TEDx Talk, The Truth About Money, Power, and a First Date, produced over 50,000 views upon public release and continues to fuel the global #firstdatebilldebate.
In her career, Tracy has delivered hundreds of educational seminars to audiences of all sizes, including the immensely popular Sophia Wealth Academy annual event that generates thousands of dollars for the Dress for Success charity.
Tracy’s ability to communicate the truth, social context, and psychology of money in an informative and humorous manner makes her a phenomenal ideal choice for motivational event speakers.
Popular tools to educate and empower your financial journey
The Resources section of the Sophia Wealth Academy site is your “wisdom hub”. Here you can download practical bits and tools to learn what you need to know to grow your money.
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I was very honoured when Tracy asked me to participate as a faculty member for the tenth annual Sophia Wealth Academy Event. This is a powerful one-day event that educates, informs, and inspires women to be confident and powerful in their lives by focusing on financial management and economic empowerment. As always Tracy gave an engaging and informative keynote, setting the tone for stimulating conversation and thought-provoking discussion. The leadership provided by Tracy sends ripples out far and wide into many communities, changing lives and creating positive change.Susan B., Director, International Women’s Rights Project
I attended your talk today at lunch at UBC on the Psychology of Money. I found your talk to be thought provoking, stimulating and inspiring. My mind is still simmering from realizing my relationship with money and It truly felt it was equivalent to a dozen counselling sessions. Healed me at some core. Thank you!Sharon M., Event Attendee
I want to thank you as a co-chair of the dinner committee for such an inspiring talk. You were genuine and warm in your presentation. It is refreshing to hear a financial professional connect mindfulness and emotion to money. I appreciated your openness and vulnerability.Shelley B., Event Organizer
Thank you so much for presenting your lively and thought-provoking talk on “Financial Well Being” as part of our CFUW “Focus on Your Future” series for women. The audience members were certainly engaged, and we had a lot of fun while picking up some valuable tips and, most importantly, gaining encouragement and confidence. I can understand why you are in demand as a speaker as well as an advisor. Thank you for so kindly and enthusiastically giving your time to promoting women’s financial independence!Nancy S., Canadian Federation of University Women North & West Vancouver