Becoming financially literate is a big step for most individuals but learning financial basics for youth, might at times seem like learning a foreign language. However, with the right information, tools, and resources, Philip Wong believes that young people have the power to take control of their own financial future. Philip, who is a Portfolio ...
Tracking Your Spending Isn’t a Punishment, It’s Empowerment. Be nice to yourself! At Sophia, we want you to have the tools to own your financial situation. We want you to feel powerful and knowledgeable. Calculating your net worth and understanding your cash flow form the base for launching your financial success. The Nitty-Gritty of Tracking ...
Cash Flow Connections At Sophia, we don’t like the “budget” word. Many people have a negative, knee-jerk reaction to budgeting. It’s like a diet; a short-term fix to shed those five extra pounds, or a belt-tightening exercise to pay off that credit card debt. Budgeting feels restrictive, time-consuming, even punitive. A budget is something we ...
