Author: Tracy Theemes

Cash Flow Connections

| Tools, Talks & Resources

Cash Flow Connections At Sophia, we don’t like the “budget” word. Many people have a negative, knee-jerk reaction to budgeting. It’s like a diet; a short-term fix to shed those five extra pounds, or a belt-tightening exercise to pay off that credit card debt. Budgeting feels restrictive, time-consuming, even punitive. A budget is something we ...

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The Power of “Enoughness”

| Financial Planning

Enough is a powerful concept. Acknowledging that we have enough can keep us whole. By contrast, constantly striving for more can make us feel less than complete.   Tracy Theemes explains her journey discovering the power of enough:   A few years back when we were working to open this business in the midst of a financial crisis, and I was struggling with ...

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Overcoming Obstacles In the Pursuit of Wisdom

| Financial Planning

Where do We Turn for Sound Financial Advice? We live in a world where self-proclaimed experts dole out investment advice along with manifestation plans. People who don’t know the first thing about the financial world are writing DIY books about abundance and wealth. What’s the alternative? Many of us imagine professional financial planners as men ...

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