It’s noisy out there! When it comes to finding high-quality, appropriate advice on financial matters, it can be difficult to discern between solid information and wishful thinking…not to mention deciding if what works for someone else, will work for you. Financial Advice From The Media First, and probably foremost, we are bombarded with financial advice ...
Tracking Your Spending Isn’t a Punishment, It’s Empowerment. Be nice to yourself! At Sophia, we want you to have the tools to own your financial situation. We want you to feel powerful and knowledgeable. Calculating your net worth and understanding your cash flow form the base for launching your financial success. The Nitty-Gritty of Tracking ...
Cash Flow Connections At Sophia, we don’t like the “budget” word. Many people have a negative, knee-jerk reaction to budgeting. It’s like a diet; a short-term fix to shed those five extra pounds, or a belt-tightening exercise to pay off that credit card debt. Budgeting feels restrictive, time-consuming, even punitive. A budget is something we ...
